Allstate generates millions in additional revenue annually simply by selling you something that you already have. Everyone has to have insurance. When you purchased your full coverage policy, 9 times out of 10 they told you that you needed uninsured motorist coverage. They probably even explained how it would pay for repairs or replacement in the event you are involved in an accident that's not your fault, but the other driver does not have insurance. For the most part, that is true. However, if you have comprehensive and collision coverage, your vehicle is completely covered. Adding uninsured motorist is just an overlap of what you already have as it pertains to ensuring your vehicle is fully covered. So you ask, "why would they not be honest and sell me something I don't need"? Well, I will always question the integrity of a company that will take the time to convince me that I should purchase something that I already have.
Anyone can become a victim, but no one has to remain the victim. From the moment the accident occurs, you will need to make sure you are properly documenting everything that transpires. I don't personally recommend that you handle the claim without proper legal representation if you don't know what you are doing. However, taking these steps will help ensure you are victorious in the event it becomes necessary to take legal action. To record all calls, visit http://nllapps.com and download the free call recorder. Also, you will need to record all interaction between you and your medical provider. There are times when they may state one thing, and contradict it the next accompanied with documentation. Allstate may do this as well. And if you don't have the proof to prove otherwise, you are screwed.
If no one knows what happened, it won't benefit you to just complain. Once you have collected and organized the evidence, now you can begin with a few simple steps.
By implementing the steps above, you will REACH THOUSANDS in a very short period, culminating with a major movement.
Companies like Allstate earmark a certain amount of capital each year for lawsuits. They employ formulas that anticipate the amount of claims that will be paid in any given period. This is almost an exact science. For the most, your threat of suing them is laughed at. However, if you want to get their attention, find a way to LEGALLY impact their bottom line.